Do you want to increase Net Operating Income? Do you want to protect your losses from fire, water and other resident caused damages? Choose Certus ResGuard Insurance to provide the ultimate, comprehensive risk management solution. According to the National Multifamily Housing Council’s Apartment Cost Risk Survey, over 84% of apartment companies surveyed require renter’s insurance coverage. It has become so prevalent that the National Apartment Association’s standard lease now encourages owners to utilize a required program to reduce exposure to losses. WHY? The expense to repair or replace assets due to resident caused incidents are paid by the renter’s insurance policy. Our ResGuard policies not only cover large, catastrophic occurrences, but also cover the more common $5k and below “post-move-out” damages. There is no need to file claims against your commercial general liability policy or pay any high deductible.